Household savings fall to a 50-year-low at a time when borrowing and spending are touching new records. The new mantra of lenders is to bank on Gen-Zers taking the lead on loans and spending. But with the demand, comes debt and default. Unsecured lending is booming at a record pace, with the market expected to top Rs 4.5 lakh crore by this financial year. Meanwhile, credit card default tops Rs 4000 crore and retail debt stress rises. Host Anupriya Nair explores if India's demographic dividend is turning into a demographic debt disaster with Ritesh Srivastava, Founder of retail debt resolution platform FREED and A M Karthik, VP & Head of Finance Sector Rating, ICRA in this episode of the Morning Brief podcast.

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