Investors and young consumers are lapping up Buy Now Pay Later services that lend micro loans for online shopping without a credit score.

Lizzie Chapman, CEO of ZestMoney and ET’s Ashwin Manikandan explain the business model of these fintech credit platforms.Clip Credits: Moneysmart, Preet Banerjee, Finder Australia, Next Gen Personal Finance, App Of The Day, Youth Finance, NDTV, Yahoo Finance, CNBC Television, Bajaj Finserv, Warikoo